A quick 12-question reflection on what money means to you, how you spend and how you handle money with other people, with tips for talking about money that suit your style.

Use it when

Take it before a big money conversation, when you and a partner or housemate keep clashing over spending, or when you want to understand why money makes you tense. It works well done separately by two people, who then compare results and read each other's "other side" tip.

How to use it

Answer four short sections. Pick the answer closest to how you usually behave, not how you think you should. Each section has three questions, and every answer counts towards one of the four types.
Move through at your own pace. Use Next section once all three are answered, or Back to change an answer. Your answers stay put while you go back and forth.
Read your money type. See your main type (the Saver, the Spender, the Avoider or the Monitor, as the Personal Finance Boundaries module names them), a close second or a tie if you have one, and how your answers leaned against the most each type could score.
Use the tips. Read your strengths, blind spots, tips for money conversations and the line for the person on the other side, then copy or download your results, or go straight to the Money Conversation Planner.

What you'll come away with

Your main money type and any close second, a chart of how your answers leaned, your strengths and blind spots, practical tips for your next money conversation, and what the module suggests to someone talking with your type. It is a light self-reflection, not a scientific test.

About 5-8 minutesYour answers aren't saved. Copy or download your results before you leave the page.

Money Values Assessment

What money means to you