Money Conversation Planner
Plan one money conversation, with the words you'll say
How this tool worksPlan one money conversation with your partner, family, a friend, a client or supplier, or in a money crisis, and leave with the words you'll say, your limits, and a one-screen map.Hide
Plan one money conversation with your partner, family, a friend, a client or supplier, or in a money crisis, and leave with the words you'll say, your limits, and a one-screen map.
Use it when
Reach for it a day or two before a money talk you've been putting off: a budget with your partner, an inheritance, saying no to a loan, an unpaid invoice, a price rise, or telling someone you're in trouble. Pick who it is with and the conversation, and the tool brings the framework the Money Pack module teaches for it and the lines from the matching What to say page.
How to use it
- Pick the conversation. Tap who it is with (your partner, family, a friend, work, or a money crisis), then the conversation. The tool answers back with where its lines and steps come from. A crisis conversation shows the safety note and the free debt-advice line for your country, and offers to keep your draft on this device.
- Walk it through. Jot a line under each step of the module's framework (VALUES for a partner, LEND for a loan, COLLECT for an unpaid invoice, DISCLOSE for telling someone, and so on). Skip any step that does not fit.
- Write your words. Write your opening line, what you will say and what you will ask for. Start from your notes or borrow a line from the What to say page, then answer the replies you dread.
- Set your position. With your partner, family or a friend: your ideal outcome, one you could live with and one you will not accept. At work: your evidence, your ideal, your minimum and your walk-away point. In a crisis: who needs to know, in what order and when.
- Practise, then take the map. Read your opening out loud, pick the line you would say in a which-would-you-say pair, rehearse it with Chatty, then copy or print your conversation map: open with, the one thing to say, if it goes badly, how to end.
What you'll come away with
A conversation map you can copy or print (four lines, with your position or your list of who to tell underneath), your framework notes, your answers to the hard replies, and links to the What to say page and module section it draws on. Free debt-advice lines for Australia, New Zealand, the UK, Ireland, Canada and the US.
Step 1 of 6
Which conversation?
Tap who it is with, then the conversation. The tool answers back, and your map is built from that page's own lines.
Who is it with?
If the money itself is the problem: free debt advice where you live
Free debt advice where you live
National Debt Helpline
1800 007 007Free, confidential financial counselling, weekdays 9:30am to 4:30pm. Web chat weekdays 9am to 8pm
ndh.org.au
Free, and separate from the crisis lines. If the worry has you thinking about not wanting to be here, the crisis lines come first.